A Better Way to Invest in Your Team’s Health
Turn Pre-Tax Dollars Into Proactive Health
What Is a Section 125 Plan?
Section 125 plans are governed by IRS regulations. Eligibility, reimbursement, and covered services may vary by employer plan design. The Wellness Lounge does not provide tax or legal advice and works in coordination with third-party plan administrators.
A Section 125 plan allows employees to use pre-tax income for eligible health expenses
Reduces taxable income for employees
Reduces payroll tax burden for employers
Fully legal, IRS-recognized benefit
Why Employers Love It
Key Benefits:
No increase in insurance premiums
Payroll tax savings (FICA)
Attractive recruiting & retention tool
Supports mental health, energy, stress resilience
Works alongside existing insurance
Employers typically save 7–9% per participating employee in payroll taxes.
What Can Section 125 Benefits Be Used For:
Eligible Services:
Nutritional IV Therapy
Peptide Therapy (when prescribed)
NAD+ Therapy
Ozone Therapy
Health & lifestyle coaching
Lymphatic Compression
Contrast Therapy (sauna + cold plunge)
Functional lab testing
General provider visits/wellness optimization
Recovery & performance therapies
PRP Joint Injections
Peptide Optimization
Massage Therapy
Lymphatic Massage/Body Contouring
Other Clinic Staff Benefits
In addition to the Provider Wellness Membership, participating clinics may extend eligible Section 125 wellness benefits to their staff.
The Wellness Lounge supports employer-sponsored wellness programs that may allow employees to use pre-tax dollars, when applicable and plan-compliant, for qualifying health and wellness services.
Eligible staff members may access services aligned with preventive care, recovery support, metabolic health, and medically directed wellness programs as allowed under their employer’s Section 125 plan and applicable IRS guidelines.
All services are subject to plan design, medical necessity requirements when applicable, and employer plan administrator approval.
Who it’s best for
Oil & gas companies
Healthcare workers
First responders
Construction & trades
Remote or rotational workforces
High-stress, high-burnout industries
Clinic/Medical Staff
An employee earning $75,000/year uses pre-tax dollars to access monthly IV therapy and recovery services—saving hundreds annually while improving energy and resilience.
Why Employees Love It
Pre-tax access to wellness services they already want
Personalized, preventative care
Monthly credits that roll over and can be applied for a year
Freedom to choose services that fit their needs
Transparent pricing, no surprise bills
Benefits they can immediately use without meeting a deductible or premium
This isn’t more insurance paperwork. It’s real care, when you need it.
Corporate Membership Plans
Core Wellness
Ideal for for foundational care, energy, and immune support, for those looking to give their health an extra boost.
Monthly Cost: $200/month
Monthly Credit: $250/month available to roll over each month (expires each year)
Discount: %5 on additional services
Performance Plus
Designed for high-performance professionals and field teams. Can be shared with a spouse.
Monthly Cost: $400/month
Monthly Credit: $500/month available to roll over each month (expires each year)
Discount: 10% on additional services
Credits roll over month-to-month
Unused credits do not expire while membership is active
Additional discounts once credits are used
All dollars are pre-tax, employer determines if plans are matched or entirely paid for by the employee
Family Vitality Plan
Shared plan for family (under one household, children under 25), focused on long-term vitality
Monthly Cost: $800/month
Monthly Credit: $1000/month available to roll over each month (expires each year)
Discount: 15% on additional services
We work directly with your benefits administrator to ensure compliance and smooth onboarding.
Implementation
Simple 5-Step Flow:
Review and sign the Corporate Membership Agreement
Employer enrolls in Section 125 plan (with benefits administrator/HR manager) and adds memberships as a benefits offering
Employees opt-in during onboarding or open enrollment
Monthly pre-tax deductions begin
Employees use credits at The Wellness Lounge
Frequently Asked Questions
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No. A Section 125 wellness membership is not a replacement for health insurance.
It works alongside existing insurance to support preventative, performance, and recovery-focused care that traditional insurance often doesn’t cover. Many employers use this as a complementary benefit to help employees stay healthier, more resilient, and more productive—without increasing insurance premiums. -
Yes. Section 125 plans are commonly used by small and mid-sized businesses, including companies with as few as a handful of employees.
In fact, smaller businesses often see some of the greatest value, as this benefit allows them to offer a competitive wellness perk without the cost burden of expanding traditional insurance coverage. -
Unused credits roll over month-to-month as long as the employee remains an active member under their employer’s plan.
This allows employees to use their benefits when they actually need them—whether that’s monthly maintenance or more intensive care later—without feeling rushed or pressured to “use it or lose it.” -
Yes. Section 125 plans can be structured to accommodate rotational, seasonal, and remote workforces, which makes them especially well-suited for industries common in Alaska such as oil & gas, construction, healthcare, and aviation.
Employee participation typically begins and ends with eligibility status, onboarding, or payroll changes, allowing flexibility while maintaining compliance. -
Some services may require medical necessity or provider involvement, depending on the service and the employer’s specific plan design.
When required, medical necessity is determined through appropriate clinical evaluation and documentation. We work within each employer’s plan structure and with administrators to ensure services are delivered appropriately, ethically, and compliantly. -
Yes. Employees may choose to use The Wellness Lounge providers as their primary care providers for ongoing, relationship-based medical care.
Our licensed clinicians are able to manage many core primary care needs, including:
Preventative care and wellness visits
Chronic condition management
Functional and integrative medicine evaluations
Lab ordering and interpretation
Prescribing when clinically appropriate
Ongoing care coordination and health optimization
For members who choose this model, care is delivered in a high-touch, personalized setting that emphasizes prevention, root-cause medicine, and accessibility—often with longer visits and more individualized attention than traditional insurance-based primary care.
While we can serve as a primary care home for many patients, we encourage appropriate use of emergency services, specialty referrals, and hospital-based care when needed. When outside care is required, our providers coordinate referrals to ensure continuity and safety.
